For Buyers

Buying a home is an exciting time in one’s life. Buying a home can also be challenging and stressful. By choosing to work with Vijya & Associates, the challenges will be managed and the stress mitigated resulting in a fun and rewarding experience for you.

Before you start looking, Vijya & Associates will help you:

Beginning the hunt for your new property.

  • Assure that you see all the properties of interest. Vijya & Associates sends regular email updates with links to the newest listings that meet your criteria.
  • Guide you through the entire home buying process – from providing a list of viable homes to consider, to getting the best financing. Vijya & Associates’ provide the full scope of real estate services.
  • Provide answers all of your questions about the local market area, including schools, neighborhoods, the local economy, and more. If we don’t know the answer, you can be assured we will follow up in a timely manner.

What to expect at closing. 
Vijya & Associates’ expert negotiation skills ensure that you pay only a fair price and keep closing costs to a minimum (when applicable) and make the most of your money. Some costs to expect include:

  • Earnest money: providing a substantial earnest money will show the owner you’re a serious buyer.
  • Lender fees: loan processing, underwriting, preparation, and establishing an escrow account.
  • Third-party fees: insurance, title search, and home inspections
  • Government fees: deed recording and state & local mortgage taxes
  • Escrow and interest fees: homeowner’s insurance, loan interest, real estate taxes, and, occasionally, private mortgage insurance.

Let’s get started!

  • Contact us and tell us what kind of property for which you are looking.
  • Search current listings
  • Request a closing cost estimate for a specific property (please specify address or MLS number).